Personal advice:
Before investing in funds, you must learn and understand the relevant basic knowledge. Although the fund itself has certain risk resilience, you must learn to understand the overall systemic risk before investing, whether it is policy risk or economic cycle risk, interest rate risk or inflation risk, so as to better protect your property safety. When investing in funds, you must learn to look at the returns. Generally speaking, the income from fund investment comes from the future, so we must take a long-term view. Whether the future development of the stock market is a bull market or a bear market, we must have our own opinions. Although the risk of the fund is relatively low, there will be some problems in the process of conversion. For investors, in order to better protect their property from losses, we must learn to diversify our investments.
Extended data:
Fund operation skills:
Look at the market outlook before you operate.
The income from fund investment comes from the future. For example, if you want to redeem stock funds, you can first look at whether the future development of the stock market is a bull market or a bear market. Then decide whether to redeem or not, and make a choice on the timing. If it is a bull market, it can be held for a period of time to maximize the benefits. If it is a bear market, redeem it in advance and put it in the bag.
Second, switch to other products.
Converting high-risk fund products into low-risk fund products is also a kind of redemption, such as converting stock funds into money funds. This can reduce the cost, the conversion fee is generally lower than the redemption fee, while the money fund has low risk, equivalent to cash, and the income is higher than the current interest. Therefore, conversion is also an idea of redemption.
Third, regular fixed redemption.
Like regular investment, regular fixed redemption can do daily cash management and stabilize market fluctuations. Fixed-term redemption is a redemption method of fixed-term investment.