1. Forced savings: Although we can also deposit money in the bank, because individuals can withdraw and use it at any time, it is difficult to ensure a stable long-term deposit. When we retire, we still have no money.

If you participate in personal pension contributions, the personal pension account funds cannot be withdrawn in advance, which is equivalent to forced savings.

2. Tax benefits: If you participate in the insurance and pay premiums, at least this part of the money will not have to pay taxes for the time being.

Our country will formulate tax preferential programs to encourage qualified personnel to participate in the personal pension system and receive personal pensions in accordance with regulations.

3. Help everyone establish financial management methods: Personal pensions can also be used for investment and financial management. The funds in personal pension fund accounts are used to purchase financial products such as bank financial management, savings deposits, commercial pension insurance, and public funds that comply with relevant regulations. You can make money

Make money.

Although investment is risky, due to strict supervision and transparent operations, the risk is very small.

?Personal pension fund accounts can be designated or opened by participants at commercial banks that comply with relevant regulations, or through other financial product sales institutions that comply with relevant regulations.

Personal pension fund accounts are closed and their rights and interests belong to the participants, and no early withdrawal is allowed unless there are other relevant regulations.