Judging from the investment direction of China's securities investment funds, most funds will involve investing in the stock and bond markets. The income of the fund is obtained through the following channels
Stock price difference
Dividends of listed companies
The spread of bonds
Debt service and interest of matured bonds
other
It is mainly the above five ways to accumulate income, which increases the net value of the fund.
In addition, money funds and wealth management funds are special, and the net value of OTC funds is 1, which will not change. The main way of income is in the money market, mainly investing in agreed deposits and short-term national debt or central bank bills, which is a savings substitute product.
For investors, the income of the observation fund is mainly through the growth of net value, and today's growth is based on yesterday's final value.