To analyze the fund's indicators, we must first analyze our own indicators, such as risk tolerance assessment, investment style, expected target return, and idle funds. The following small series brings you how to distinguish the quality of the fund, I hope you like it.
What indicators are better for buying funds?
In fact, the answer to this question is similar, because the analysis index of the fund is fixed. For example, the maximum withdrawal amount of the fund, Sharp ratio, historical performance of the fund, Shanghai and Shenzhen 300 income curve, fund size, whether the fund has dividends, fund valuation, professional level of the fund manager or fund management team and so on. These indicators can be used to evaluate the quality of the fund. Of course, we can't do it unilaterally. That would be too one-sided. We need to consider all the indicators.
Although we can evaluate the quality of a fund through the analysis of various indicators of the fund, the analysis of these indicators is external and has the nature of * * *. In my opinion, we investors need to analyze our own indicators first.
From the inside out, this analysis of fund quality will have individual characteristics, so as to find a more suitable fund. For example, only by evaluating your risk tolerance can you know which fund type you are suitable for, because different fund types have different risks. There is also an analysis of your investment style, expected target income and idle funds, so that you can find your personality characteristics from * * * *. First analyze your own personality indicators, and then analyze the * * * indicators of the fund to find a suitable investment fund.
How to distinguish between good and bad funds?
How to distinguish the quality of a fund is mainly analyzed from the following * * * indicators:
1, maximum withdrawal amount
The maximum withdrawal of the fund refers to the range from the highest to the lowest net value of the fund in a period of time, that is, the fund fluctuates extremely badly in a period of time, which is also the biggest loss for fund investors in a period of time, so the lower the maximum withdrawal of the fund, the better.
2. Sharp ratio
Sharp ratio means that the fund can obtain excess return by taking unit risk. The higher the Sharp ratio, the higher the excess return and the better the fund performance. Generally speaking, the Sharp ratio of equity funds and hybrid funds is better than 1.
3. Historical performance of the Fund
The historical performance of the fund is also the performance since its establishment, so the higher the historical performance of the fund, the better the fund will be.
4. Shanghai and Shenzhen 300 yield curve
This indicator mainly compares the fund return rate with the Shanghai and Shenzhen 300 return curve. When the fund's return rate is greater than the Shanghai and Shenzhen 300 return rate curve, it means that the fund's investment return rate is high, on the contrary, it means that the fund's return rate is poor.
5. Fund size
Generally speaking, the larger the fund, the more stable the fund, and the smaller the fluctuation. However, we should also know that the larger the fund scale, the more difficult it is for fund managers to operate and the higher the professional requirements for fund managers.
How do novice investors bargain-hunting stocks?
1. Bollinger Bands have a high success rate of continuously falling below the lower rail. When the bollinger band of the whole stock market continuously fell below the lower rail, it was difficult for this stock to continue to fall, so it basically bottomed out at this time. If the Bollinger Band BB is less than 0 and there are signs of deviation, then you must buy it immediately at this time, which is also the best time to bargain-hunting.
Second, the success rate is higher when the William indicator hits the bottom many times. Generally, in the middle of the stock market, the decline of the market will be maximized. At this time, the William indicator will also enter a medium-term adjustment state. If there have been many clicks at this time, it may have entered the mid-term adjustment stage. Since the adjustment has begun, I believe that the stock price will be adjusted back immediately.
Third, when the market enters the selling climax, the trading volume can expand to the bottom. Generally, some small and medium-sized investors will start selling when they see the stock price plummet, which will lead to the climax of selling. In the meantime, some bears have succeeded, so they will immediately start a callback. If investors can persist until this time, they can start bargain hunting.