Why is it said that everyone must not receive unemployment benefits? Is it better to receive unemployment benefits or not? How to get unemployment benefits if you resign voluntarily? Is it a waste if you don’t receive unemployment benefits? How much is unemployment benefits? Don’t shut up.

Does receiving unemployment benefits hinder loans? Why should everyone not receive unemployment benefits?

Selected answer 1. Everyone must not receive unemployment benefits. Whether it is better to receive unemployment benefits or not, you must first understand the pros and cons of receiving unemployment benefits. The conditions for receiving unemployment benefits are that you have paid social security and are unemployed.

, the benefits of receiving unemployment benefits include maintaining the family’s basic livelihood for a certain period of time, applying for medical assistance if you are sick and hospitalized, receiving unemployment insurance benefits for 16 months if you die, and receiving subsidies for vocational training and job introductions during the period of receiving unemployment benefits.

Etc., the disadvantages of receiving unemployment benefits are that if you are unemployed and receive unemployment benefits due to personal problems, it may have an impact on your next job and your pension payment will be stopped, etc.; 2. Why is it said that everyone should never receive unemployment benefits?

Elderly people should never receive unemployment benefits while accompanying their families. There are four main reasons: unemployment will not be recorded in files, you will not worry about pension payment interruptions, etc. Unemployment insurance benefits are lower than the city’s minimum wage for that year.

The standard is higher than the minimum living standard for urban residents in this city. The monthly unemployment benefits are not much. It is not recommended for those who are not short of money. 3. Everyone must not waste unemployment benefits if they are not received.

, the validity period for applying for unemployment insurance benefits is 60 days, and the number of days starts from the date when the original employer issues a "Certificate of Termination or Revocation of Labor Contract". If you do not apply for unemployment insurance benefits after 60 days, it will be regarded as

I voluntarily give up my right to enjoy unemployment insurance benefits.

In other words, if you do not apply for unemployment benefits within 60 days after leaving your job, you will not be able to apply for unemployment benefits after the expiration date; 4. Everyone must not receive unemployment benefits. The employer and the employee who worked for the unemployed before losing their jobs have paid for 1 year in total according to regulations.

If the year is less than 5 years, unemployment benefits can be received for a maximum of 12 months. If the cumulative payment time is more than 5 years but less than 10 years, the unemployment benefits can be received for a maximum of 18 months. If the cumulative payment time is more than 10 years, unemployment benefits

The subsidy can be received for up to 24 months. If you are unemployed again after re-employment, the payment time will be recalculated. The period for receiving unemployment insurance benefits can be combined with the period for unemployment insurance benefits that should be received but have not been received during the previous unemployment. However,

The longest period cannot exceed 24 months, so you can only receive 80% of the minimum wage from the 1st to the 12th month, which is about 1,000 yuan per month; 5. Don’t receive unemployment benefits to hinder your loan?

, receiving unemployment security benefits does not prevent you from taking out a loan. Applying for a loan requires bank statements and proof that you have a stable source of income. If you are unemployed, there will be no statements, which will hinder loans. Moreover, receiving unemployment benefits means that you are already unemployed.

If you continue to pay the housing provident fund normally, you will not be able to apply for a provident fund loan.

Legal basis: Article 45 of the Social Insurance Law of the People's Republic of China. Unemployed persons who meet the following conditions shall receive unemployment insurance benefits from the unemployment insurance fund: (1) The employer and the individual have paid unemployment insurance premiums before becoming unemployed.

One year has passed; (2) Employment has been interrupted not due to one’s own will; (3) Unemployment registration has been carried out and there is a requirement to find a job.

Article 4 Employers and individuals within the territory of the People's Republic of China and the People's Republic of China pay social insurance premiums in accordance with the law and have the right to inquire payment records and personal rights records, and require social insurance agencies to provide social insurance consulting and other related services.

Individuals enjoy social insurance benefits in accordance with the law and have the right to supervise the payment of contributions by their units.

Article 5 People's governments at or above the county level shall incorporate social insurance undertakings into national economic and social development plans.

The state raises social insurance funds through multiple channels.

People's governments at or above the county level shall provide necessary financial support to social insurance undertakings.

The state supports social insurance through preferential tax policies.

Article 6 The state shall exercise strict supervision over social insurance funds.

The State Council and the people's governments of provinces, autonomous regions, and municipalities directly under the Central Government shall establish and improve the supervision and management system of social insurance funds to ensure the safe and effective operation of social insurance funds.

People's governments at or above the county level shall take measures to encourage and support all aspects of society to participate in the supervision of social insurance funds.