There are five types of social security paid by enterprises: pension insurance, medical insurance, work-related injury insurance, unemployment insurance, and maternity insurance.

1. Pension insurance is a system established by the state and society in accordance with certain laws and regulations to solve the basic life problems of workers after they reach the working age limit stipulated by the state for the release of labor obligations, or after they have lost their ability to work due to old age.

a social insurance system.

(The enterprise payment ratio is 20%, and the individual payment is 8%, totaling 28%.) 2. Medical insurance is divided into basic medical security and social medical security.

Medical security refers to ensuring that employees can receive affordable and appropriate treatment technologies that are currently available to them when they fall ill. It includes basic drugs, basic services, basic technologies and basic fees.

Social medical insurance is a social insurance system established by the state and society in accordance with certain laws and regulations to provide workers within the coverage with basic medical needs when they fall ill.

(The enterprise contribution rate is 10%, and the individual contribution rate is 2%, totaling 12%.) 3. Work-related injury insurance refers to the labor injury insurance that occurs when a worker suffers an accidental injury or occupational disease due to work, resulting in death or temporary or permanent loss of working ability.

A social insurance system whereby the surviving family members can receive necessary material compensation from the state and society.

(The enterprise payment ratio is 0.5%-2%, and individuals do not need to pay.) 4. Maternity insurance is a social policy through which the state provides economic, material and other assistance to employees who have given birth through social insurance legislation.

Its purpose is to provide maternity benefits, maternity leave and medical services to female employees who have given birth, guarantee their basic economic income and medical care when they temporarily lose the ability to work due to childbirth, and help female employees who have given birth to restore their working ability and return to work.

position, thus reflecting the support and love given by the country and society to women during this special period.

(The enterprise payment ratio is 0.8%, and individuals do not need to pay.) 5. Unemployment insurance refers to a system that is enforced by the state through legislation and a fund is established centrally by society to provide material assistance to workers whose sources of livelihood are temporarily interrupted due to unemployment.

(The enterprise payment ratio is 2%, and the individual payment is 1%, totaling 3%.) To sum up, the company purchases social insurance for employees, which must include five types of insurance, but the payment amount is generally determined based on the local average salary.

The insurance amount is generally distributed proportionally between units and individuals, and the payment base is fixed for one year in the same payment year and will not be changed midway.

Legal basis: Article 12 of the "Social Insurance Law of the People's Republic of China" The employer shall pay basic pension insurance premiums in accordance with the proportion of the total wages of its employees stipulated by the state, and record them into the basic pension insurance pooling fund.

Employees should pay basic pension insurance premiums in accordance with the proportion of their wages stipulated by the state and record them into their personal accounts.

Individual industrial and commercial households without employees, part-time employees who have not participated in basic pension insurance in the employer, and other flexible employment personnel who participate in basic pension insurance shall pay basic pension insurance premiums in accordance with national regulations and record them separately in the basic pension insurance pooling fund

and personal accounts.

Article 23 Employees shall participate in the basic medical insurance for employees, and the employer and employees shall jointly pay the basic medical insurance premiums in accordance with national regulations.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees in the employer, and other people with flexible employment can participate in the basic medical insurance for employees, and individuals must pay the basic medical insurance premiums in accordance with national regulations.

Article 33 Employees shall participate in work-related injury insurance, and the employer shall pay work-related injury insurance premiums. Employees shall not pay work-related injury insurance premiums.

Article 44 Employees shall participate in unemployment insurance, and the employer and employees shall jointly pay unemployment insurance premiums in accordance with national regulations.

Article 53 Employees shall participate in maternity insurance, and the employer shall pay maternity insurance premiums in accordance with national regulations. Employees shall not pay maternity insurance premiums.