1. View the shareholding details of a certain fund, directly log on to some fund websites or the website of the fund on a commission basis, and click on the fund shareholding on the fund page to see the stocks held by the fund. 2. Heavy holdings: stocks held by a number of fund companies, accounting for more than 20% of the circulating market value, are held by the fund in heavy positions. In other words, more than 20% of this stock is held by the fund. In other words, heavy stocks are bought and held by a large number of institutions or shareholders, and the assets of institutions or large households account for a large part of the stocks held.
2. What's the difference between stocks and funds?
Stock is a main form of securities, which refers to the certificate issued by a joint stock limited company to prove that shareholders hold shares. And storage, constantly developing, as a fixed single-purpose storage and management of money is called a fund.
Most people are mainly concerned about the risks and benefits between funds and stocks.
Compared with stocks, the risks of funds are relatively small, and the risks of funds are divided into stock funds, mixed funds, money funds and stock funds. Generally speaking, risks and benefits are positively related. The greater the risk, the greater the reward.
3. How do novices buy funds?
Confirm the fund type: first, you need to confirm your risk tolerance and financial management objectives, and then determine the fund type of investment. The risk is arranged from high to low, and there are the following types of funds: stock funds, balanced funds (stocks and bonds), bond funds and monetary funds. Of course, the more risky the fund type, the higher the income may be.
Look at the experience of the fund manager: by understanding the historical performance of the fund manager of this fund, we can see the management level of the fund manager. Generally speaking, if a fund manager can rank in the top 1/3 of similar funds for three consecutive years, then the strength of this fund manager should still be trustworthy.
Look at the fund company: Understand the past earnings of all the funds under this fund company, and basically you can judge the prospects of this fund. If the fund company has achieved sustained returns for investors for a long time, then the fund company should still be good.
Look at the performance of the fund: look at the annual income fluctuation and related risk coefficient of the fund in recent years. Generally speaking, it is usually measured by three indicators: standard deviation, beta coefficient and Sharp index. The smaller the standard deviation, the better, and the risk of bag fluctuation is small; Beta coefficient is less than 1, the smaller the risk; The higher the Sharp index, the better, which means that the higher the return of the fund after considering the risk factors.