After the crude oil treasure incident, many people began to worry about wealth management products. So are ICBC's wealth management products reliable? Can we buy it? In this regard, please look down. Are ICBC's wealth management products reliable? ICBC's wealth management products are reliable, but their reliability will also change due to the risk level. At present, banks have set five risk levels for selling wealth management products, PR 1 is conservative, PR2 is steady, PR3 is balanced, PR4 is growth, and PR5 is enterprising. Therefore, when a customer purchases a bank wealth management product for the first time and fills in the risk assessment form, the bank wealth management personnel will tell the customer which type and grade they belong to according to the risk assessment results, so as to purchase the appropriate risk level wealth management product. For investors who only want to protect their capital, it is best to choose PR 1 and PR2 financial products, because the risk is relatively small and the reliability is high. However, ICBC's wealth management products with risk PR3 and above do not guarantee the principal, so risk factors may have a certain impact on the principal and expected income. In this respect, such products are often not so reliable, because market risks will lead to certain losses for investors. In summary, this is the judgment of ICBC's wealth management products.