Withdraw housing accumulation fund
1, yishoufang extraction:
(1) Original and photocopy of the house purchase contract or house purchase agreement;
(2) The original and photocopy of the purchase invoice;
(3) The original and photocopy of the employee's ID card shall be used to extract the provident fund;
(4) Withdraw the provident fund from the employee's own bank savings account; In addition to the above information, the employee spouse's provident fund withdrawal should also provide the original and photocopy of the husband-wife relationship certificate and the photocopy of the main buyer's provident fund withdrawal record.
2, second-hand housing extraction:
(1) Original and photocopy of the real estate license;
(2) Original and photocopy of deed tax payment certificate;
(3) The original and photocopy of the employee's ID card shall be used to extract the provident fund;
(4) Withdraw the provident fund from the employee's own bank savings account; When employees' spouses withdraw provident fund, in addition to the above information, they should also provide the original and photocopy of the husband-wife relationship certificate and the photocopy of the main buyer's provident fund withdrawal record.
3, employees for the first time to buy public housing to withdraw provident fund:
(1) The original and photocopy of the house purchase agreement or house purchase certificate issued by the housing management department of the unit;
(2) The original and photocopy of the purchase receipt;
One-time repayment of provident fund loans to withdraw housing provident fund:
(1) An application form for the withdrawal of housing provident fund issued by the unit finance or labor;
(2) One original and one copy of the ID card. To withdraw the spouse's provident fund, one original and one copy of the marriage certificate and household registration book shall be provided at the same time;
(3) For the loan contract, go to the loan department of the loan bank to print the repayment statement of individual housing loan in the previous year (from the month of extraction to the month of the previous year), and ask the bank to stamp it;
(4) If repayment is made by passbook, the repayment passbook and a copy of the passbook shall be provided; If you use a bank card for repayment, you must provide a detailed copy of the bank card of the previous year printed by the bank counter;
(5) Go to the loan department of the loan bank and sign the Loan Agreement for Withdrawing Housing Provident Fund and Returning Housing Provident Fund.
(If the husband and wife extract it, the husband and wife will sign it with their fingerprints, fill it in the bank account and directly enter the personal account. )
Note: Employees should sign the Withdrawal Application Form on the spot and press their handprints (the provident fund will be remitted to the personal repayment account).
Withdraw housing accumulation fund for overhaul.
1, the original and photocopy of the overhaul certificate and property right certificate of the housing management or property management department;
2. Original and photocopy of detailed invoices for purchasing materials or invoices for expenses allocated to individuals;
3. The original and photocopy of the employee ID card shall be used to extract the provident fund;
4. Withdraw the employee's own bank savings account from the provident fund; In addition to the above information, the employee spouse's provident fund withdrawal also needs to provide the original and photocopy of the husband-wife relationship certificate and the photocopy of the main buyer's provident fund withdrawal record.
Self-built housing provident fund withdrawal
1, the original and photocopy of the certificate of approval of homestead or building by the planning and housing management department;
2. Original and photocopy of invoices for purchasing materials and other construction costs;
3. The original and photocopy of the employee ID card shall be used to extract the provident fund;
4. Withdraw the provident fund from the employee's own bank savings account; In addition to the above information, the employee spouse's provident fund withdrawal also needs to provide the original and photocopy of the husband-wife relationship certificate and the photocopy of the owner's provident fund withdrawal record.
Withdrawal of housing loan principal and interest accumulation fund
1, original and photocopy of the loan contract;
2. A copy of the house purchase contract;
3. Original and photocopy of the down payment invoice;
4. The original and photocopy of the employee ID card shall be used to extract the provident fund;
5. Withdraw the provident fund from the employee's own bank savings account; In addition to the above information, the original and photocopy of the husband-wife relationship certificate and the photocopy of the main buyer's provident fund withdrawal record should also be provided for the employee's spouse's provident fund withdrawal.
Withdraw retirement provident fund
1, original and photocopy of divorce or retirement certificate or relevant certificate of labor department;
2. The original and photocopy of the employee ID card shall be used to extract the provident fund;
3. If there is no divorce or retirement certificate, if the male is over 60 years old and the female is over 55 years old, provide the original and photocopy of the employee ID card;
4, provident fund from the employee's own bank savings account.
Units that completely lose their ability to work and terminate their labor relations withdraw their provident fund.
1, the original and photocopy of the employee disability appraisal certificate issued by the labor department;
2. The original and photocopy of the unit's certificate of termination of labor relations;
3. The original and photocopy of the employee ID card shall be used to extract the provident fund;
4, provident fund from the employee's own bank savings account.
Unexpected events bring serious difficulties to family life. provident fund extraction
1, emergency withdrawal application form (company seal);
2. If the employee's spouse or lineal blood relative is in an emergency, it shall provide proof materials that can prove the relationship with the employee;
3. The extraction certificate issued by the employee's unit or street after verification;
4. The original and photocopy of the employee ID card shall be used to extract the provident fund;
5. Withdraw the employee's own bank savings account from the provident fund;
6. In case of serious diseases, in addition to the supporting materials in Items 1 to 5 of this article, it is also required to provide:
First, the hospital diagnosis certificate;
B. List of personal medical expenses provided by the hospital; ?
C. other major diseases must also provide proof of family income.
D. retirees provide retirement certificates; No staff, issued by the neighborhood committee of the street;
7. In case of unforeseen accidents and disasters, the following documents shall be provided in addition to the supporting materials in items 1 to 5 of this article:
Certification materials issued by the unit, sub-district office or relevant departments;
B. Detailed invoices for personal expenses;
C. proof of family income.
Migrant workers extracted because of terminating labor relations with their units.
1, original and photocopy of household registration certificate;
2. The original and photocopy of the certificate of termination of labor relations;
3. The original and photocopy of the employee ID card shall be used to extract the provident fund;
4, provident fund from the employee's own bank savings account.
Extended data:
According to the Regulations on the Management of Housing Provident Fund:
Twenty-fourth employees in any of the following circumstances, you can withdraw the balance of storage in the employee housing provident fund account:
(a) the purchase, construction, renovation and overhaul of owner-occupied housing;
(2) retirement;
(three) completely lose the ability to work, and terminate the labor relationship with the unit;
(4) Having left the country to settle down;
(5) Repaying the principal and interest of the house purchase loan;
(six) the rent exceeds the prescribed proportion of family wage income.
In accordance with the provisions of items (2), (3) and (4) of the preceding paragraph, the employee housing provident fund account shall be cancelled at the same time.
If an employee dies or is declared dead, the employee's heirs and legatees may withdraw the storage balance in the employee's housing provident fund account; If there is no heir or legatee, the storage balance in the employee housing provident fund account shall be included in the value-added income of the housing provident fund.
Twenty-fifth workers from the housing provident fund account balance, the unit shall verify, and issue a certificate of extraction.
Workers apply to the housing provident fund management center for withdrawal of housing provident fund with the withdrawal certificate. The housing provident fund management center shall, within 3 days from the date of accepting the application, make a decision on whether to approve or disapprove the withdrawal, and notify the applicant; If the withdrawal is approved, the entrusted bank shall go through the payment procedures.
Twenty-sixth workers who have paid housing provident fund can apply for housing provident fund loans to the housing provident fund management center when purchasing, building, renovating or overhauling their own houses.
The housing provident fund management center shall make a decision on whether to grant loans within 15 days from the date of accepting the application, and notify the applicant; Where a loan is granted, the entrusted bank shall go through the loan formalities.
The risk of housing provident fund loans shall be borne by the housing provident fund management center.
Twenty-seventh applicants for housing provident fund loans shall provide guarantees.
Twenty-eighth housing provident fund management center in the premise of ensuring the housing provident fund withdrawal and loans, approved by the housing provident fund management committee, housing provident fund can be used to buy government bonds.
The housing provident fund management center shall not provide guarantees to others.
Article 29 The value-added income of housing provident fund shall be deposited in the special account for value-added income of housing provident fund opened by the housing provident fund management center in the entrusted bank, which shall be used for establishing the risk reserve for housing provident fund loans, the management expenses of the housing provident fund management center and the supplementary funds for urban low-rent housing construction.
Article 30 The management fee of the housing provident fund management center shall be compiled by the housing provident fund management center in accordance with the prescribed standards, and after being approved by the financial department of the people's government at the same level, it shall be extracted from the value-added income of the housing provident fund and allocated by the finance at the same level.
The management fee standard of the housing provident fund management center shall be formulated by the construction administrative departments of the people's governments of provinces, autonomous regions and municipalities directly under the Central Government in conjunction with the financial departments at the same level in accordance with the charging standards of institutions slightly higher than those stipulated by the state.
Fortieth housing provident fund management center in violation of the provisions of these regulations, one of the following acts, by the construction administrative department of the State Council or the construction administrative department of the people's government of the province or autonomous region according to the management authority, shall be ordered to make corrections within a time limit; The responsible person in charge and other directly responsible personnel shall be given administrative sanctions according to law:
(a) failing to set up a housing provident fund account in accordance with the provisions;
(two) failing to approve the withdrawal and use of housing provident fund by employees in accordance with the regulations;
(3) Failing to use the value-added income of the housing provident fund in accordance with the provisions;
(4) Entrusting institutions other than banks designated by the Housing Provident Fund Management Committee to handle the housing provident fund financial business;
(five) did not establish a detailed account of employee housing provident fund;
(six) did not issue a valid certificate of housing provident fund deposit to the employees who paid the housing provident fund;
(seven) not in accordance with the provisions of the purchase of housing provident fund bonds.
Baidu Encyclopedia-Provident Fund Extraction