1. Yu 'ebao has a low threshold, and you can manage money for a penny, unlike the threshold of wealth management products, which is generally 5W. However, you can only see the income when you deposit it above 100, otherwise the income less than a dime will be erased; 2. Yu 'ebao has good liquidity. Yu 'ebao's fund can be redeemed at any time, which is more convenient than wealth management products and time deposits. 3. Yu 'ebao has high yield and low risk. If the risk of the money fund in the fund is low, the yield is higher than the demand deposit; 4. Yu 'ebao is convenient and fast, and Yu 'ebao's money can be transferred to Alipay for shopping at any time.