The role of newborn medical insurance card;
In the first few months of a newborn's life, the resistance is very weak. If the baby is unwell and needs to be hospitalized, plus other medical expenses, it is undoubtedly a big expense.
If you and Ma Bao apply for a newborn medical insurance card soon after the baby is born, then taking part in this insurance can better solve the treatment expenses required for the baby who has a serious illness. On the other hand, participating in this insurance also gives parents and babies the determination to overcome the disease.
PS: If you want to buy medical insurance for your baby, you'd better do it within three months after the baby is born. In this case, you can enjoy medical insurance benefits from the date of birth (that is, you can reimburse the medical expenses you have paid before). If it is more than three months and less than one year, then you will enjoy medical insurance benefits from the next month. Those over one year old will have to wait for 65438+ 10/month 1 next year to enjoy medical insurance benefits.
Newborn medical insurance card reimbursement:
After giving the baby a newborn medical insurance card, parents need to pay part of the money, and the finance will also subsidize part of the money. The baby's resistance is poor, and it is easy to get sick. You can get financial subsidies from the medical insurance card. And this part of the money can be used by parents to buy medicine in case the baby catches a cold.
If the baby is sick and hospitalized, it can be reimbursed according to a certain proportion after handling the medical insurance card. The reimbursement rates of first-,second-and third-level hospitals are 80%, 70% and 60% respectively, and the maximum payment limit of the overall fund is 50,000 yuan, and the maximum payment limit of medical insurance for serious illness reaches 6,543,800 yuan.