In recent years, with people's emphasis on financial management knowledge and diversification of investment channels, more and more people have begun to pay attention to fund investment. As a convenient investment method, on-site funds are favored by investors. So, is the on-site fund expensive? How to open an on-site fund account? This article will answer these questions for you.

First of all, it needs to be clear that the cost of the on-site fund is related to the investment strategy and management team of the fund itself. Usually, the rate of on-site funds includes fund management fee and sales service fee. The fund management fee is the fund management fee of the fund company, while the sales service fee is the fee for paying the sales channel. Therefore, different fund companies and different fund types will charge different fees.

Generally speaking, the rate of on-site funds is relatively low, usually below 1%. However, some fund companies have raised the rate to 1 or above. These funds have higher rates, but they are not necessarily not worth investing. Investors need to choose their own fund products according to their actual situation and investment needs.

So, how to open an on-site fund account? First, investors need to choose a securities company and open a securities account in the company. Then, you need to open an on-site fund account with a securities company. The specific operation steps are as follows:

1.** Securities company * * or mobile APP, and enter the "Account Opening" page.

2. Fill in personal identification information, such as name, ID number, * *, etc. It should be noted that the information needs to be accurate when filling in.

3. Upload photos of the front and back of the ID card to verify face recognition.

4. Sign relevant agreements, such as securities trading investment agreement and risk disclosure.

5. The funds have been recorded. Investors need to transfer funds into newly opened securities accounts before investing.

It should be noted that opening a capital account in the venue requires a certain fee. Different securities companies charge different fees, so investors need to know the relevant fee information carefully.

To sum up, the cost of on-site funds is relatively low, but it is also necessary to choose suitable fund products according to the actual situation and investment needs. Opening an on-site fund account requires a series of operations, and investors need to know the relevant fee information carefully to ensure the smooth opening of the account. Finally, investors are advised to do more homework before investing, understand the investment strategy, management team and other information of the fund, and invest cautiously.