1, Post Xinxin Xiangrong is not a fund, but a RMB wealth management product. China Postal Savings Bank's wealth series Xinxin Xiangrong RMB wealth management products mainly invest in government bonds, financial bonds, central bank bills, enterprise (company) bonds, short-term financing bills, medium-term bills, interbank deposits, interbank lending, trust plans, bank wealth management products, bank acceptance bills and repurchase.

2. Subscription and redemption of postal Xin Xin Xiang Rong:

1) There is no fixed term, and subscription and redemption are open every open day after its establishment; Business acceptance time is 8: 30- 16: 30 every open day.

2) Investors can purchase this product on the open day, and the subscription funds will be invested in this financial plan on the same day.

3) This wealth management product can be redeemed on the open day (in the case of partial redemption, the remaining wealth management funds shall not be less than 50,000 yuan), and the redemption confirmation shall be made on the next working day after the redemption confirmation date, and the redemption funds shall be recorded on the next day after the redemption confirmation date (see "Return of Principal and Income" for details).

4) Free of subscription and redemption fees.

5) If the net redemption amount of the financial plan exceeds 65,438+05% of the balance of the previous open day of the financial plan on any trading day during the duration of the financial plan, the bank has the right to refuse to accept the remaining redemption application, but investors can apply for redemption again on the next open day.

6) Banks have the right to decide to suspend subscription according to the product scale. If the bank exercises this right, it will issue an announcement 2 working days in advance.