One million investment has low-risk products and high-risk products to choose from. Low-risk products, such as bank wealth management, money funds, national debt, etc. ; Medium and high risk products, such as index funds, stocks, futures, foreign exchange, etc. Low-risk returns are low, and high-risk losses are likely.

Low-risk products

The low-risk products in the market mainly include: national debt, bank time deposit, bank wealth management, structured deposit, money fund and dividend insurance. Among these products, bank wealth management and structured deposits have the highest yield, but the highest yield does not exceed 6%, and most of them are within 5.5%. Of course, in order to be safe, these products should be configured at least 50% to 70% to control the overall risk.

Medium and high risk products

The products with medium and high risks mainly include trust, P2P, stocks, funds, option futures, precious metal trading and foreign exchange trading. Among these products, the starting point of trust is required to be no less than 6.5438+0 million yuan, while we only have 6.5438+0 million yuan. Therefore, option futures, precious metals trading and foreign exchange trading are all leveraged transactions, and a slight negligence is that the products with the highest risk are not considered. Finally, the remaining two stocks, funds, and these two products are risky, but as long as the listed company has not withdrawn from the market or the fund company has not closed down, even the loss is only a nominal loss. As long as you don't trade, it is still possible to recover in the future, so the risk is smaller than the previous ones.