Did the foundation lose money?
Maybe.
The net value of the fund fluctuates with the fluctuation of its investment target, that is, when the target rises, the net value of the fund rises; On the other hand, if the theme falls, its fund net value will also fall. Therefore, investors may invest in the fund at a loss, but they will not lose all the principal, because the net value of the fund will be closed when it falls to a certain extent. After completing the fund liquidation, the fund shares held by investors will be converted into cash according to the net value before liquidation, and the rest will be returned to investors after deducting a series of procedures.
There are many types of funds, and different types of funds have different risks and different degrees of losses. For example, money funds generally do not lose money; If it is a stock fund or a hybrid fund, the investment risk is high and the possibility of loss is high.
What is the reason for the fund's loss?
1, chasing up and killing down
If the fund goes up, it will buy blindly, and if the fund goes down, it will sell blindly. It is inaccurate to grasp and analyze the fund's later trend. As a result, not only did not make money, but also lost money, mainly the loss of handling fees.
2. Buy at a high level
The trend of the fund will fluctuate slightly. When investors buy at a high level in the fund, the investment cost will be relatively high. Even if there is income, it may happen that the income is less than the cost, so it is a loss.
3. Frequent operation
Day trading will only increase the handling fee. If it accumulates for a long time, the income may be less than the handling fee, so it is a loss.
4. Pay too much attention to the short-term trend of the fund.
Some ignore the long-term market of the fund and choose to sell in the middle when they feel that the fund's income is not good, which may lead investors to miss the fund's late income. Hold it when the fund falls, resulting in a deeper quilt.
5. Unreasonable position control
Some investors like to buy heavy positions or Man Cang, which leads to insufficient funds to pay for positions and share the cost of positions.