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The fund only lost money to 200 yuan. Why is the balance less than 8,900 yuan?
There are many channels for investment funds now. Alipay is a common fund investment channel, and all major banks have fund sales in their mobile phone applications. Confuse fund share and amount. When selling a fund, it shows the fund share, that is, the number of funds bought, the buying share and the selling share. The handling fee requires a lot of fund subscription and redemption. The fee is calculated according to the number of days the fund is held.

Many funds in Alipay need to pay a redemption fee of 1#5% if they are held for less than 7 days. If the profit rate cannot be offset, the funds will also be reduced. Under the premise of keeping the total assets of fund investors unchanged, change the corresponding relationship between the net value of fund shares and the total amount of fund shares, and recalculate the fund assets. After the fund is split, the original portfolio remains unchanged, the fund manager remains unchanged, the fund share increases, and the net value of unit share decreases.

Fund is a narrow concept, which refers to a fund with a specific purpose and use. The fund we are talking about mainly refers to the securities investment fund. The essence of fund products is a portfolio of securities. The income performance of the fund is closely related to the performance of the basic market. When buying a fund, you should pay attention to arranging the proportion of fund varieties according to your risk tolerance and investment purpose. Choose the fund that suits you best and set an investment ceiling for buying some stock funds.

In the stock portfolio, only 8 stocks can avoid non-systematic risks. Therefore, we can only invest in 3-4 funds, which is not only beneficial to our risk control and management, but also disperses risks. For people who don't know anything about stocks, the fund is an investment channel, that is, they can't speculate in stocks. You can enjoy success by giving money to the fund to speculate in stocks. I have money to invest. Busy at work, no time to manage money. Buying some funds is not only an investment way besides saving, but also an investment way.