1. Available funds, which means funds that can be withdrawn, can be transferred to the corresponding bank account through bank-securities transfer.
2. Available funds refer to funds that can be used to purchase securities, and available funds include desirable funds.
The trading mode of stocks and most on-market funds in China is T+1, which means:
The funds obtained from stocks or funds sold on the same day can be used to buy securities, which is available funds; However, it cannot be transferred to the bank account (cannot be withdrawn), which is not a desirable fund. If there is no idle fund in the original account, the desirable fund will naturally be , but this fund will become a desirable fund in the next trading day.