Generally speaking, there are two ways to invest in funds, single investment and regular quota. The method of regular quota is similar to the "zero deposit and lump sum withdrawal" method of bank savings. The so-called "fixed quota" means investing in the same open-end fund at regular intervals (such as 25th of each month) with a fixed amount (such as 500 yuan). Its biggest advantages are average investment cost and avoiding timing risk.

Advantages of periodic quota

First, invest regularly, every little makes a mickle. Investors may have some idle funds from time to time. By purchasing funds through regular fixed investment plans and increasing the investment value, you can "accumulate sand into a tower" and accumulate a lot of wealth unconsciously.

Second, automatic deduction, simple procedures. You only need to go to the fund agency to go through the one-time formalities, and the deduction subscription for each period in the future will be automatic.

Third, average investment and spread risks. The capital is invested on schedule, and the input cost is relatively average, which maximizes the risk dispersion.

☆ "Fund Fixed Investment" Product List

ICBC Credit Suisse Core Value Fund (fund code: 48 100 1)

Guangfa Steady Fund (fund code: 270002)

Rongtong Blue Chip Growth Fund (fund code: 16 1605)

Nuoan Balance Fund (fund code: 32000 1)

Bosera Select Stock Fund (fund code: 050004)

Southern Baoyuan Bond Fund (fund code: 202 10 1)

Guangfa Jufu Fund (fund code: 27000 1)

Shenwan Paris Li Sheng Select Fund (fund code: 3 10308)

Huaan MSCI China A-share Index Enhancement Fund (fund code: 040002)

Guolian Desheng Steady Fund (fund code: 2550 10)

Southern Steady Growth Fund (fund code: 20200 1)

Rongtong Shenzhen Stock Exchange 100 Index Fund (fund code: 16 1604)

Baoying Pan-coastal Region Growth Fund (fund code: 2 13002)

Wu Dong Jiahe Advantage Select Fund (fund code: 58000 1)

Guo Fu Tianhui Selected Growth Fund (fund code: 16 1005)

ICBC Credit Suisse Select Balanced Fund (fund code: 483003)

Guangfa Jufeng Fund (fund code: 270005)

SDIC UBS Core Enterprise Fund (fund code: 12 1003)

Huitianfu Advantage Select Fund (fund code: 5 19008)

Jing Shun Great Wall Emerging Growth Fund (fund code: 260 108)

South Active Allocation Fund (fund code: 160 105)

Nuoan Stock Fund (fund code: 320003)

Penghua Industrial Growth Fund (fund code: 20600 1)

Rongtong Chaochao 100 Index Fund (fund code: 16 1607)

Shenwan Paris New Power Fund (fund code: 3 10328)

E Fund Value Selection Fund (fund code: 1 10009)

BOC International China Select Fund (fund code: 16380 1)

Generally, they make money.

Transaction costs and charging methods for the fixed investment of the fund;

(1) transaction fee: it is the same as the transaction fee of the general fund, and no additional fee is charged. The specific rates are subject to the product announcements of each fund.

(2) Charging method: consistent with the charging method announced by the Fund.

If the charging mode of this fund is "front-end and back-end", investors can choose the charging mode of front-end and back-end when handling the subscription business of this fund.

Fund Fixed Investment Application Plan:

(1) Prerequisite: RMB settlement account of China Industrial and Commercial Bank of China (deduction account for fund fixed investment subscription), fund trading card, fund trading account of China Industrial and Commercial Bank of China and TA fund account of fund management company (the account status is normal) must be opened first.

(2) The customer submits the fund transaction card, fills in the Application Form for Fixed Investment of the Fund in duplicate, and carefully reads the instructions on the back of the second application form.

(3) It means that the investor agrees that the fund management company and the consignment agency will purchase the open-end fund at the same time interval and the same amount.

(4) Investors can apply for multiple times to participate in the fixed investment of the same fund, or they can participate in the fixed investment of multiple funds.

(5) On the day of application, investors cannot apply to withdraw from the subscription business of the Fund.

(6) After the transaction confirmation (T+2) is successful, investors can print the fund business confirmation notice at the fund business acceptance branch of the bank.

(7) When a fund account is opened on the same day, regular trading can be started immediately, and there is no need to confirm the TA account opening application in batches. (Original stipulation: the fund account can be purchased only after it is confirmed on T+2 days).

(8) After the customer applies for the fixed investment plan, it is not allowed to apply for cancellation of the TA fund account.

Hope useful to you