The expected return of one-time fund purchase is relatively high, but the requirements for investors are also high. Small white investors are often unable to make a clear judgment on the future trend, and the risk and cost of fixed investment are much smaller than one-time purchase. The period of fixed investment of the fund can be decided by the investors themselves. Many wage earners will choose to vote on a monthly basis. So what is the best date for the fund to vote on a monthly basis?

1, according to market conditions.

When the market is in a bear market, many investors will leave the market near the end of the month to wait and see. In case of important holidays, in order to avoid risks, investors will also choose to sell in large quantities before the holidays, leading to a decline in the index.

Therefore, it is generally believed that it is more cost-effective to vote at the end of the bear market. Although the end of the month is not necessarily the lowest point, it will generally get lower and lower.

When the market is in a bull market, the end-of-month index may be higher and higher, and investors can choose to vote at the beginning of the month.

2. According to the investment demand.

In fact, for long-term investment, whether you choose weekly investment or monthly investment, whether you buy it on the date of each month, the expected return gap of fixed investment is very small and almost negligible. Therefore, investors can also choose the date of fixed investment according to their personal investment needs and capital conditions.

For example, the moonlight clan, whose purpose is to make a fixed investment by means of compulsory savings, can set the fixed investment date on the salary payment day, thus limiting their excessive consumption.

Office workers can choose to make a fixed investment at the end of the month, which coincides with the salary payment time on the one hand and is more in line with the market trend on the other.

At the same time, investors who invest in multiple funds can choose to stagger their investment dates to ease the financial pressure.

In short, the fixed investment of the fund is a long-term investment tool, and the fixed investment time has little effect on the expected return of the fixed investment, so there is no need to entangle it too much. The above information about the monthly fixed investment date of the fund is good, and I hope it will help everyone. Warm reminder, financial management is risky and investment needs to be cautious.