Can not guarantee the income of the fund;
Take the Monetary Fund as an example:
100 yuan money fund holds one point a day.
Take stocks and hybrid funds as examples:
100 yuan of stocks and mixed funds, holding for one day will make money.
Earn back the subscription fee, which is about 50 cents a day during the rising cycle;
If you are in the downward channel, you will lose about 50 cents a day, 1 yuan.
Extended data:
Fund, in English, refers to a certain amount of funds set up for a certain purpose.
It mainly includes trust and investment funds, provident funds, insurance funds, retirement funds and funds of various foundations.
From the accounting point of view, capital is a narrow concept, which refers to funds with specific purposes and uses.
The fund we are talking about mainly refers to the securities investment fund.
According to different standards, securities investment funds can be divided into different types:
(1) According to whether the fund unit can be increased or redeemed, it can be divided into open-end funds and closed-end funds.
Open-end funds are not traded on the market (as the case may be), but are purchased and redeemed by banks, brokers and fund companies, and the fund scale is not fixed;
Closed-end funds have a fixed duration and are generally listed and traded on the stock exchange. Investors buy and sell fund shares through the secondary market.
(2) According to different organizational forms, it can be divided into corporate funds and contractual funds.
A fund is established by issuing fund shares to establish an investment fund company, which is usually called a corporate fund; The establishment of fund managers, fund custodians and investors through fund contracts is usually called contractual funds.
China's securities investment funds are all contractual funds.
(3) According to the different investment risks and returns, it can be divided into growth funds, income funds and balanced funds.
(4) According to different investors, it can be divided into bond funds, stock funds, money funds and hybrid funds.
Stock fund
Stock fund is an investment fund with stocks as the investment object, and it is the main type of investment fund.
The main function of stock funds is to concentrate the small investments of mass investors into large funds.
Investing in different stock portfolios is the main institutional investor in the stock market.
classify
(1) Equity funds can be divided into preferred stock funds and common stock funds according to investment objects. Preferred stock funds can obtain stable income with less risk, and the income distribution is mainly dividends;
Common stock fund is the largest fund, which aims at pursuing capital gains and long-term capital appreciation, and the risk is greater than that of preferred stock fund.
(2) According to the degree of diversification of fund investment, equity funds can be divided into general common stock funds and specialized funds. The former refers to the diversification of fund assets into various ordinary stocks, while the latter refers to the investment of fund assets in some special industry stocks, which is risky, but may have better potential returns.
(3) According to the purpose of fund investment, equity funds can also be divided into capital appreciation funds, growth funds funds and income-earning funds. The main purpose of capital appreciation fund investment is to pursue rapid capital growth, thus bringing capital appreciation. This kind of fund is risky and has high returns.
It is risky for growth funds to invest in common stock with growth potential and income.
Stock income funds invest in stocks issued by companies with stable development prospects, and pursue stable dividends and capital gains. This kind of fund has low risk and low income.