How to do a good job in fund investment?
(1) Balanced allocation and good position management.
In fact, buying a fund is the same as eating, paying attention to a "nutritional balance." Buying only one product is like eating meat instead of staple food and vegetables, which will lead to malnutrition in the long run.
It should be noted that many citizens will have such a misunderstanding that if they buy more funds, they can achieve the effect of diversifying risks. In fact, if the fund is highly relevant, the risk will not be reduced.
For example, the small and medium-sized Yifangda managed by Zhang Kun and the Jingshun Great Wall managed by Liu Yanchun are rising and growing. Both of them hold high-end liquor such as Kweichow Moutai and Wuliangye, and both have long-term layout of liquor and pharmaceutical biology sectors, so the two funds tend to rise and fall together.
(2) Don't take the shuttle bus, take the fixed investment method.
I am not sure how long the market can be bullish, and I am worried that it is difficult to grasp the low point of investment in the ups and downs. It is better to participate in the way of fixed investment.
Fixed investment does not need to consider timing, but also can reduce investment costs and give play to the investment value of idle funds.
(3) Choose a fund that matches your risk tolerance.
When choosing a fund, don't choose according to which one has risen sharply and which one has been discussed more, but consider it from multiple dimensions, such as the fund manager's ability to obtain excess returns, risk control ability, risk-adjusted returns and so on.
Because of the different investment scope and operation mode, each fund has different risk levels. Before buying a fund, we all want to know whether the fund belongs to the risk category that we can bear, what kind of risk tolerance it has and what kind of risk investment it should make.