1. In a sense, GRU in Ant Company refers to assets whose face-to-face valuation is directly converted into cash and cash flow, while SERs refers to investment, which mainly refers to handing over assets to securities companies for investment to achieve a win-win situation.

2. In terms of income, GRU of Ant Company means that cash flow is directly transferred to the company and becomes internally digested funds, while SERs means that after being handed over to the securities company, the income generated by investment needs to be distributed with the securities company in a reasonable proportion and cannot be directly transferred to the company name.