Yes, reserved redemption can only be redeemed during the opening period. Redemption by appointment means that during the opening period, investors can take the initiative to apply for redemption of some or all funds. For example, for a 7-day product, investors buy 200,000. If they suddenly need 50,000 yuan of liquidity, they can make an appointment to redeem 50,000 yuan for next week, and the remaining 6,543,800 yuan will continue to manage their finances. Some wealth management companies do not support redemption by appointment, which may be because the product is not due, the product is in a closed period, and the product is closed, that is to say, redemption is only accepted after the expiration or opening.

Generally speaking, after the maturity of fixed-term wealth management products, the principal and income will arrive together, and investors do not need to redeem them. They can only make an appointment for redemption when they are in urgent need. If the product does not support scheduled redemption, it can only wait until the opening period or after the expiration.

On the open day of financial management, investors need to access relevant software or online banking, and choose fund redemption according to the relevant tips in the webpage. Under normal circumstances, whether a wealth management product can be redeemed at any time does not depend on the product itself, but on whether the wealth management product itself is an open wealth management product or a closed wealth management product.