The housing provident fund paid by individual employees and the housing provident fund paid by the employee's unit for employees and their interest belong to individual employees. Article 4 Units and their employees shall deposit the housing accumulation fund in accordance with the relevant provisions of the State and this Municipality.
The units mentioned in these Regulations include the following scope:
(1) State organs and institutions;
(2) State-owned enterprises, collective enterprises, foreign-invested enterprises, enterprises invested by businessmen from Hong Kong, Macao and Taiwan, private enterprises and other enterprises and economic organizations;
(3) Private non-enterprise units, foundations, social organizations, law firms, etc. ;
(4) Resident representative offices of foreign and Hong Kong, Macao and Taiwan enterprises and other economic organizations in this Municipality.
The employees mentioned in these Regulations include the following persons:
(1) Persons who are included in the state administrative establishment and career establishment and receive wages or disability allowances;
(2) Persons who establish labor relations with the unit according to law and receive wages or disability allowances. Fifth employees have the right to request their units to set up housing provident fund accounts for them in accordance with regulations, and pay the housing provident fund in full and on time; Have the right to inquire and withdraw the housing provident fund in accordance with the regulations, and supervise the management of the housing provident fund. Employees who fulfill the obligation to pay housing provident fund have the right to apply for housing provident fund loans. Article 6 The management of the housing provident fund in this Municipality shall be decided by the Municipal Housing Provident Fund Management Committee, the operation of the Municipal Housing Provident Fund Management Center, the storage of special bank accounts and financial supervision. Chapter II Institutions and Their Duties Article 7 The Municipal Housing Provident Fund Management Committee is the decision-making body for housing provident fund management in this Municipality, which is composed in accordance with relevant state regulations and performs the following duties according to law:
(a) according to the relevant laws, regulations and policies, formulate and adjust the specific management measures of the city's housing provident fund, and supervise the implementation;
(two) to formulate the proportion of housing provident fund deposit in this Municipality, and to stipulate the conditions for units to increase or decrease the proportion of housing provident fund deposit or delay the payment of housing provident fund;
(three) to determine the maximum loan amount of housing provident fund;
(four) to consider and approve the application for the write-off of bad debts and bad debts of housing provident fund loans;
(five) to consider and approve the report on the collection, use and implementation of the housing provident fund;
(six) to consider and approve the distribution plan of the value-added income of the housing provident fund;
(seven) to consider and pass the annual report on housing provident fund. Eighth city housing provident fund management center is responsible for the management and operation of the city housing provident fund, perform the following duties according to law:
(a) the preparation and implementation of housing provident fund collection and use plan;
(two) responsible for housing provident fund deposit registration, change of registration and cancellation of registration;
(three) responsible for recording the deposit, withdrawal and use of employee housing provident fund;
(four) responsible for the accounting of housing provident fund;
(five) to examine and approve the extraction of housing provident fund;
(six) to examine and approve the application for individual housing provident fund loans for employees;
(seven) responsible for the preservation and return of housing provident fund;
(eight) to supervise and inspect the establishment and deposit of the unit housing provident fund account;
(nine) the preparation of housing provident fund collection and use plan implementation report;
(ten) to formulate the housing provident fund value-added income distribution plan;
(eleven) the preparation of the annual report of housing provident fund;
(twelve) to undertake other matters decided by the housing provident fund management committee.
City housing provident fund management center can set up housing provident fund management branches, unified management, unified accounting. Ninth municipal development and reform, land and housing management, human resources and social security, market supervision, civil affairs, construction, public security and other administrative departments shall, in accordance with their respective responsibilities, coordinate in the management of housing provident fund. Tenth city housing provident fund management committee shall, in accordance with the relevant provisions, determine the entrusted commercial banks for housing provident fund collection, loan and settlement.
City housing provident fund management center shall open a housing provident fund account in the entrusted commercial bank (hereinafter referred to as the entrusted bank), sign an entrustment contract with the entrusted bank, and report to the Municipal Housing Provident Fund Management Committee for the record. Eleventh city housing provident fund management center and the entrusted bank shall provide convenient and efficient services for units and employees to deposit, withdraw and use housing provident fund. Chapter III Deposit of Housing Provident Fund Article 12 A newly established unit shall, within 30 days from the date of establishment, go to the Municipal Housing Provident Fund Management Center to register the deposit of housing provident fund with the approval document or business license of the establishment of the unit, and go through the formalities for the establishment of housing provident fund accounts for employees.
Where a unit is merged, divided, revoked, bankrupt or dissolved, the original unit or liquidation organization shall, within 30 days, go through the formalities of change or cancellation of registration at the municipal housing provident fund management center, and handle the formalities of transfer or sealing of housing provident fund accounts for employees of this unit.
Where the name, address and employee name of the unit are changed, the unit shall go through the registration of change at the municipal housing provident fund management center within 30 days from the date of change.