Futures and funds are completely different investment and wealth management products.

Futures are not traded in kind, but in contracts. For example, cotton futures are not about cotton, but standardized contracts for buying and selling cotton in the future. After investors buy a contract, they can choose not to execute it, such as selling it before the contract expires. So futures is essentially an option.

Fund, broadly speaking, refers to a certain amount of funds set up for a certain purpose. It mainly includes trust and investment funds, provident funds, insurance funds, retirement funds and funds of various foundations. People usually refer to funds mainly as securities investment funds. Securities investment funds are mainly fund companies that gather the money in the hands of the public, and then invest in wealth management such as stocks or bonds together, which is called income sharing and risk sharing.