After the fund confirms the share, the income is calculated, and the fund implements T+ 1 transaction. When buying a fund on the same day, it is calculated according to the net value at the close of the day of buying, and the share is confirmed on the second trading day. After the share is confirmed, the income is calculated, that is, the fund is deducted on the same day and the income is calculated on the second trading day.

Different fund types or fund products start to calculate income at different times. Generally, the money fund starts to calculate the income at T+ 1, which belongs to the current day before t 15, and belongs to the next trading day after 15. Hybrid funds, generally purchased on T day, will confirm the share according to the net value of the fund on T day, and the first profit and loss can be viewed on that day.

Note that the trading days of the Fund are Monday to Friday, and weekends, legal holidays and closed days are all non-trading days. If the fund subscription encounters a non-trading day, it needs to be postponed to the next trading day.

For example, if an investor makes a fixed investment before 15: 00 on the trading day, the share will be confirmed on the next trading day. If the next trading day is a holiday, it will be postponed for one day. If the investor makes a fixed investment after the trading day 15: 00, the share will be confirmed on the next trading day. Similarly, if the next trading day is a holiday, it will be postponed for one day to confirm that the number of shares is related to the fixed investment of investors and the net value of the fund.

Second, how to calculate the holding time of the fixed investment fund?

The holding period of the fund is from the confirmation date of purchase to a natural day before the confirmation date of redemption. Therefore, the fixed investment fund starts to calculate its holding time from the confirmation date of fund subscription, and the holding time of the fund includes holidays and weekends.

For example, investors buy a fund before Tuesday 15 and hold it for 7 days next Tuesday. If investors buy funds after Tuesday 15, they will not hold them for 7 days until next Wednesday.

At the same time, the fixed investment of the fund is bought in batches. When an investor sells the Fund, the holding time shall be calculated according to the first-in-first-out principle, and the redemption fee shall be calculated in stages.

Third, the generation of fund income.

Fund income is determined by the investment target. Investment targets go up, funds go up, investors make profits, investment targets go down, funds go down, and investors lose money.

When the net value of funds invested by investors is low, the more funds invested, the more fund shares investors hold. On the other hand, the higher the net value of funds invested by investors, the less funds invested and the less fund shares held by investors.