First of all, it should be clear that WeChat financial management is a money fund financial management product. The calculation formula of monetary fund income is:
Daily income = (investment principal * seven-day annualized rate of return /365)* net value of the fund on that day.
Among them, the seven-day annualized rate of return refers to the average income level in the past seven days and the annualized rate of return. The net value of the fund refers to the market value of the fund on that day.
Take WeChat financial management as an example, the calculation steps of daily income are as follows:
1. Open WeChat, enter the "Me" interface, and click "Wallet".
2. In the "Wallet" interface, click "Wealth Management".
3. After entering the "Wealth Management" interface, click "My" below.
4. In the "My" interface, click "Fund Details".
5. On the "Fund Details" page, you can view the current fund share, seven-day annualized rate of return and fund net value.
To calculate the daily income, you can substitute the fund share, seven-day annualized rate of return and fund net value into the above formula for calculation. It should be noted that the daily income may fluctuate, depending on the change of the fund's net value and the seven-day annualized rate of return.
In addition, the income settlement of WeChat financial management is usually T+ 1. In other words, the benefits we see today are produced yesterday, and the benefits we see tomorrow are produced today. Therefore, when calculating the daily income, we should pay attention to taking the time factor into account.
In short, the calculation of the daily income of WeChat financial management is related to the seven-day annualized rate of return, the net fund value and the investment principal. In the calculation, these factors should be considered comprehensively to get accurate daily income.