Individual housing provident fund query balance entrance is as follows:

Material preparation: smart phone, Alipay.

1. First, we open the Alipay homepage and click the "Citizen Center" button on the page.

2. After entering a new page, click the "Provident Fund" button at the top of the page.

3. Finally, click the "Account Query" button below the provident fund account to enter the balance query interface.

The benefits of paying the housing provident fund are as follows:

1, used for purchasing houses.

If you want to borrow money to buy a house, you can apply for a provident fund loan. The low interest rate of provident fund loans can save a lot of loan interest for loan users. If you don't apply for a loan, you can withdraw the provident fund at one time to pay the down payment for the house; Users who have applied for commercial loans to purchase houses can withdraw the provident fund to repay the loan principal and interest on a monthly basis.

2, due to the construction, renovation or overhaul of the house

When the depositor of the provident fund needs to build his own house, or renovate or overhaul his own house, he can apply for a one-time withdrawal of the housing provident fund to pay for the construction, renovation and overhaul of the house.

3. In order to rent a house

Some urban provident funds can also be used for renting houses. If the monthly rental expenditure exceeds a certain proportion of the family income of the depositor of the provident fund, then the provident fund can be withdrawn monthly to pay the housing rent.

4, used to treat major diseases

If the family members of the provident fund payer are unfortunately suffering from serious diseases, they can apply for withdrawing the provident fund to pay medical expenses and reduce the family burden.

5. Use it to buy a house for children.

According to Article 15 of Several Provisions on Provident Fund Management: If employees or their parents or children buy, build, renovate or overhaul their own houses in this city, employees may apply to the Provident Fund Management Center for housing provident fund loans.

6. After formal retirement, you can withdraw it at one time.

If the payer of the provident fund formally retires, he may apply for a one-time withdrawal of the provident fund. For retirees, one-time withdrawal of provident fund is a considerable pension.

How to find out how much money is left in the provident fund loan?

Inquire about the remaining amount of provident fund loans:

1. Bring your personal ID card and bank card to the provident fund management department for provident fund loans;

2. Consult the loan bank. You can carry your ID card to the business hall or log in to the online business hall of the bank for independent inquiry.

What is provident fund?

Housing accumulation fund refers to the long-term housing savings paid by state organs and institutions, state-owned enterprises, urban collective enterprises, foreign-invested enterprises, urban private enterprises and other urban enterprises and institutions, private non-enterprise units, social organizations and their employees.

The definition of housing provident fund includes the following five aspects:

1. The housing accumulation fund is only established in cities and towns, and the housing accumulation fund system is not established in rural areas.

2. Only on-the-job employees can establish the housing accumulation fund system. Unemployed urban residents and retired workers do not implement the housing provident fund system.

3. The housing accumulation fund consists of two parts, one part is paid by the employee's unit, and the other part is paid by the employee. After the employee's individual deposit is withheld by the unit, it will be deposited into the individual account of the housing provident fund together with the unit deposit.

4. The long-term nature of housing provident fund deposit. Once the housing provident fund system is established, employees must be paid continuously in accordance with the regulations during their employment, and shall not be suspended or interrupted except for employees' retirement or other circumstances stipulated in the Regulations on the Administration of Housing Provident Fund. It embodies the stability, unity, standardization and compulsion of housing provident fund.

5. The housing accumulation fund is a personal housing savings fund specially used by employees for housing consumption expenditure, which has two characteristics:

First, it is cumulative, that is, the housing provident fund is not an integral part of employees' wages, and it is not paid in cash. It must be deposited in a special account opened by the housing provident fund management center in the entrusted bank, and special account management is implemented.

The second is special. The housing provident fund is earmarked for special purposes and can only be used for the purchase, construction, overhaul of self-occupied housing or the payment of rent during storage. Only when employees leave, retire, die, completely lose their ability to work, terminate their labor relations with their units or move out of their original cities can they withdraw housing provident fund from their accounts.

How to inquire about the loan amount of provident fund?

As there are differences in policies and requirements of individual housing provident fund loans in housing provident fund management centers around the country, you need to consult the China Bank outlets that handle provident fund loans or the local provident fund management centers.

The above contents are for your reference. Please refer to the actual business regulations.

How to inquire about provident fund loans

1. First, we open Baidu and search official website, the online service hall of the local housing provident fund management center. After entering official website, click the login button.

2. Click the login button, then click the personal password to log in, and enter the ID number, password and verification code as required. If the password is not changed, the initial password defaults to the last four digits of the provident fund account number plus two zeros.

3. After entering the main page, you can perform common query functions, such as personal details query, individual household query, repayment details query, etc. Just select the item you need to query.

4. If you want to use detailed query, you must select the specified date range. You can click on the calendar icon next to the start date and end date to make a selection, so as to conveniently query the time you need.

5. If you only need to inquire about general information, such as the balance of provident fund, monthly deposit amount, unit deposit ratio, etc. , then you can query in the individual household query panel.

Borrowers apply for loans too frequently or operate loans too frequently, which will increase personal credit risk. You can check the personal credit risk index in Winnie Hsin. The higher the risk score, the easier it is for the application to be rejected.

Extended data:

How to find out how many mortgages are left in the provident fund loan?

If you want to know how much money you have left in your personal housing provident fund loan, you can take the following measures:

1. Telephone enquiry:

You can directly call the hotline of the entrusted bank and consult the bank customer service staff through the manual service channel. After verifying the identity information, the customer service staff will inform the query result.

2. Online banking/mobile banking inquiry:

Log in to online banking/mobile banking, find your own provident fund loan on the personal account page, and check the bill to find out.

3. Counter enquiry:

If there is a business outlet near your work and residence, you can directly bring your personal ID card, repayment bank card and other information to the business outlet to find the counter staff to apply for inquiry.

4, SMS query:

Generally, banks will send short messages to remind them a few days before the repayment date. The short messages usually include the repayment amount and the remaining loans. So, you can look through the short messages sent by the bank that you received in your mobile phone.