Urban and rural residents’ medical insurance is one of the most popular medical insurances at the moment. You can enjoy the next year’s medical insurance coverage by paying once a year. The reimbursement rate is simple and high, so everyone likes and trusts it, but for its premiums There are endless doubts. Many people want to know why the medical insurance costs for urban and rural residents are rising every year. Let’s take a look at the detailed introduction below.

What are the reasons for the increase in medical insurance costs for urban and rural residents every year?

Mainly because of these:

1. There are more and more health problems. With the ecological environment As the disease worsens and human diseases become more and more common, more people will be hospitalized and the amount of reimbursement will also increase.

2 is determined by the State Council and is unified nationwide. Based on the use of medical insurance funds in the previous year, the minimum financing standards for urban and rural residents’ medical insurance in the next year will be studied and determined.

3 The threshold for participation in insurance is low. Urban and rural residents’ medical insurance is a social insurance funded by the state’s finances. No matter how old you are or how sick you are, you will be covered by the open door.

4 The reimbursement ratio is getting higher and higher, a resident outpatient coordination system has been launched, and medical assistance standards have been greatly improved.

Individual contributions to urban and rural residents’ medical insurance are a small part, while government subsidies are a large part. Compared with the benefits, medical insurance payments are low cost and high return. Although personal payments are rising, medical insurance benefits are also steadily increasing!

The above is an introduction to the reasons why medical insurance costs for urban and rural residents are rising every year. I hope it can help you. Compared with other insurances, urban and rural residents' medical insurance has lower thresholds, lower costs, and higher reimbursement ratios. This is unmatched by other commercial medical insurance and has obvious advantages. Therefore, those who have not purchased employee medical insurance are best to buy one. Medical insurance.