There are many ways to manage money now, and some wealth management products want to achieve an annual income of 20%. So what financial management can achieve an annual income of 20%? Is it difficult to reach 20%? We have prepared relevant contents for your reference.

What financial management can achieve an annual income of 20%?

Generally speaking, low-risk funds, such as money funds and pure debt funds, will not achieve an annualized return of 20%, because their investment direction is low-risk, so the returns will be less and the fund fluctuations will be smaller. If they hold it for a long time, their principal will basically not be lost.

The general annualized income reaches 20%, which basically belongs to high-risk funds such as stock funds, hybrid funds and index funds. Because the risk is high, the income will be higher, so investors should pay attention to its risk when buying.

Is it difficult to reach 20%?

It is common to achieve a 20% return in a certain year, but it is rare to achieve a 20% return every year for five consecutive years.

Suppose: the average annual income is 20%. When an investor buys 65,438+10,000 yuan, the money earned in one year is:100000 * 20% = 20,000 yuan, which is still quite a lot. The higher the amount, the more you earn, but you should know that financial management is risky and the risks and benefits are equal.

If the market is not good, there may be a loss of 20 thousand yuan, so in the pursuit of high returns, we can not ignore its high risk. If you are a conservative investor, hoping to give priority to capital preservation, it is generally recommended to compare money funds or pure debt funds.