A third-tier inland town, with a monthly income of about 3,, a girlfriend with a monthly income of about 2,, eats and lives at home, does not have to repay the mortgage, has no deposit, and is going to get married next year. How to manage money?

Hello, I'm glad to answer your question. I will talk about my views on how to invest and manage money in preparation for marriage from the following aspects.

1. actively learn financial management knowledge. Understand the different characteristics of different wealth management products such as bank deposits, funds and stocks by reading relevant wealth management books or online channels. Accumulate financial management knowledge and cultivate financial management awareness.

second, learn to keep accounts by yourself. You can use a notebook or an electronic bookkeeping method to record your income, expenses and balance at home. In order to make a better financial plan.

3. Establish a correct consumption concept. Rational consumption, not impulsive, not following the trend, not blind, not to compare, not to be a moonlight family.

4. correctly understand the relationship between income and risk. According to their own risk tolerance, choose the right financial products to invest.

5. ensure the liquidity of funds. If you have unused idle funds on hand, you can deposit them in bank time deposits, and the rest of the activity funds can also be put into various monetary funds, which is convenient to use and profitable.

6. If you have time after work or study, you can also try various sideline or part-time jobs to increase your income, so as to make better investment and financial management.

Getting married is a major event in life, and it is even more necessary to manage with care, do a good job in investment and financial management, and contribute to family happiness.

the above only represents personal opinions. I hope my answer is helpful to you.