If you are a cautious investor, it is recommended to consider SDIC UBS Steady, Nuoan Flexible Configuration and Huaan Bao Li Configuration, all of which are hybrid funds with stable medium and long-term performance. If the growth investors have high risk tolerance, they can pay attention to some thematic investments, such as seven emerging industries supported by the state, such as environmental protection, information industry and biomedicine. For example, low-carbon environmental protection in rich countries and small and medium-sized enterprises in rich countries. If you choose the right fund, you will get more income, but the risk will be relatively high.

It is not recommended to invest in bond funds. The principle of fixed investment is untimely. In the long run, there are investments at different points of the stock index, which avoids the risk of high-level one-time investment. However, the income of bond funds and money market funds is generally stable, and the gap between fixed investment and one-time investment is not too big, which cannot reflect the advantages of fixed investment. However, partial stock funds generally fluctuate greatly, which is more suitable for balancing costs and risks with fixed investment.