1. The fixed investment of the fund is much lower than the amount required for the subscription of ordinary funds. The minimum investment limit of some funds can even reach 200 yuan, and the monthly subscription amount is fixed, which is equivalent to ordinary deposit business.

2. Ordinary subscription faces the risk of buying high and selling low, and the funds invested by the fund are invested on schedule, and the investment cost is more average than that of ordinary subscription. ?

Summary: The above is the difference between fixed investment and subscription.

3. The fixed investment threshold of the fund is low, which can be said to be far lower than the amount required for ordinary fund subscription. At present, the minimum threshold for stock fund subscription is usually 1 1,000 yuan, but the minimum investment limit for fixed investment can be as low as 1 1,000 yuan.

4. Ordinary subscription and subscription, because the one-time investment is relatively large, investors' psychology is easily affected by short-term fluctuations, while the amount of fixed investment is relatively small, and investors' psychology is relatively stable, making it easy to make long-term investments.

5. Ordinary subscription and subscription face the problem of timing in the short term. The fixed investment time of the fund is agreed in advance, and there is no timing problem.

6. The fixed investment of the fund is much lower than that of the ordinary fund subscription. The minimum investment limit of some funds can even reach 100 yuan, and the monthly subscription amount is fixed.

Ordinary subscription faces the risk of buying high and selling low, and the investment cost is more average than ordinary subscription because the funds invested by the fund are invested on schedule.

Extended data:

1. Fixed investment is the abbreviation of fixed-term investment fund, which refers to investing a fixed amount (such as 500 yuan) in a designated open-end fund at a fixed time (such as the 8th of each month), similar to the deposit and withdrawal method of banks. People usually refer to funds mainly as securities investment funds.

2. Fund subscription refers to the behavior that investors open a fund account in a fund management company or a selected fund agency and apply for the purchase of fund shares according to the prescribed procedures.

3. The number of subscribed fund shares is calculated according to the net asset value of the fund shares on the subscription date. The specific calculation method must meet the requirements of the relevant regulations of the regulatory authorities and be specified in the fund sales documents.

References:

Fund investment _ Baidu Encyclopedia Fund subscription _ Baidu Encyclopedia