1. 1. Understand the ways to purchase fund products. Generally speaking, fund products are purchased through banks, fund companies and third-party platforms;

2. Analyze the advantages and disadvantages and determine the way to purchase fund products. It is recommended to purchase through a third-party platform, because there are many kinds of fund products, and discounts on handling fees often have preferential activities. Compared with the other two methods, the bank charges are higher, the products of fund companies are single, and the choice is narrow.

3. Choose the right fund. We can choose the fund products suitable for fixed investment by looking at the length of the fund's establishment, the situation of fund managers and the level of handling fees;

Note: it is best to avoid fixed investment at the beginning of the month, because there are many holidays at the beginning of the month, such as New Year's Day, May Day and National Day.