Financial accounts are based on the principle of "customer-centered", with high-quality customers as the central service object, paperless as the feature and financial accounts as the main media. Through the one-to-one financial services of account managers, targeted business combination and innovation, we can meet the financial needs of high-quality customers such as value-added and asset preservation.

The wealth management account can store the fixed and current accounts of the same customer; Local currency and foreign currency; Deposits and loans; Bonds, funds and other single accounts are grouped together, which has many financial functions such as saving, overdraft, loan, foreign exchange trading, other investment (funds, bonds), signing agreements, settlement, transfer, consumption, inquiry and so on.

The conditions for opening a wealth management account are as follows:

1. Apply with my valid ID. If it is represented by another person, it shall also provide the valid identity certificate of the agent.

2. The condition for opening a wealth management account is that the balance of customers' current deposits and loans (excluding housing loans) in our bank reaches 300,000 yuan or equivalent foreign currency, of which the deposit balance shall not be less than 200,000 yuan or equivalent foreign currency.

But the regulations in different regions are different. Please contact local 95588 for details.

Note: The annual financial management fee is 50 yuan/year, which is not charged at present. If the average daily assets of customers in our wealth management account are less than 200,000 yuan, the account management fee shall be paid annually, and the standard of account management fee is 300 yuan/year. The account management fee is collected from the financial account basic account on June 30th every year. If the account opening date is less than one year from the first account management fee deduction date, the calculation standard of the first year account management fee is "300 yuan × the number of days from the account opening date to the first account management fee deduction date /365". If the balance of basic account is insufficient to pay the account management fee, it will be automatically deducted from the account deposit in the future.