But the gist of your question is whether the savings card of Bank of Beijing can buy funds online. My answer is yes, but as far as I know, Bank of Beijing's Yinjitong was launched in cooperation with harvest fund Management Company. In other words, you can only buy funds owned by Harvest Company.
For office workers who are busy at work and usually don't have time to queue up at the bank, my suggestion is that you can use Industrial Bank Card to open the online banking transaction function and realize the fund online direct selling platform for fund transactions.
As far as I know, although different fund companies cooperate with different banks, Industrial Bank has a wide range of cooperative fund companies. Except for a few companies, the rate is generally 40% of the commission.
In addition, if you are young, don't have much income, and want to invest in the fund, you might as well try the regular fixed investment plan of the fund, which is generally handled by the bank agent. You can ask the nearest bank.
PS: It should be emphasized that when I talk about using the Industrial Bank Card to log in to the fund company's direct selling platform for fund trading, I don't buy the fund sold by Industrial Bank from the online bank of Industrial Bank, but open an account online in the target fund company, and then transfer the funds of Industrial Bank Card to the fund company's personal account through the UnionPay transfer platform to realize fund trading.
HOHO, this must be explained clearly.