With the rise of the stock market, more and more wealth managers are eager to invest, including many women with economic strength. How to take care of family property is of course the first priority. Expenditure, each family is different, so I won't analyze it in detail. How to manage money and increase income? Here, I will collect a three-step strategy for you.

First of all, be clear about the risks you can bear. Investment and risk should always come first. Only by controlling risks can we ensure that life will not be affected by investment.

Secondly, determine the investment target. List all the wishes of everyone in the family and specify the time to realize them, such as buying a house in five years; 10 years later, children have enough money to study abroad when they go to college; /kloc-retire after 0/5, and have enough money to support the elderly. According to different target time and expected return, choose fund type and build fund portfolio.

At present, there are many types of open-end funds, and the commonly used ones are as follows:

(1) Equity funds, which mainly invest in stocks, have high risks and high returns;

(2) Hybrid funds, which mainly invest in stocks and bonds, have a moderate level of risk and return in the fund;

(3) Bond funds, which mainly invest in bonds, have relatively small risks and returns;

(4) Money market funds have stable returns and extremely low risks. Investors can choose several of them to combine according to their own specific conditions.

Finally, after choosing the right type, you should also choose a specific fund. Choosing a fund basically determines the income of the fund, so it is very important to choose a good fund. If you can't choose a good fund, you can pay attention to the wealth of financial management. Although the fund is suitable for long-term investment, it does not mean dead investment. According to the economic cycle, market fluctuations, changes in living conditions and other factors, the fund portfolio should be appropriately adjusted, but short-term frequent operations should be avoided.