Even if there is a bank card flow in the Mainland, you can handle the loan business as long as you handle the bank card in Macao.

To apply for a housing loan in Macao, you need to prepare the following conditions:

1. Application form for personal housing provident fund loan for employees in Macao, ID cards of both husband and wife of the borrower, proof of household registration and marital status (original and photocopy are required), relevant income certificate issued by the unit and proof of provident fund payment. 2. When purchasing a house, the borrower shall provide the purchase contract or agreement, the down payment receipt and other supporting materials required by the loan bank. The borrower holds the relevant valid purchase contract or building approval procedures to the city center to collect and fill in the relevant materials and relevant forms of Macao housing provident fund personal housing entrusted loan, and provide relevant written materials to the city center.