Public Offering of Fund is a securities investment fund which is supervised by the competent government department and publicly issues beneficiary certificates to unspecified investors. The scale of fundraising is relatively large, ranging from several billion to several billion, and it is open and unlimited. Under the strict supervision of the law, these funds have strict requirements for information disclosure, requiring disclosure of their investment objectives, investment portfolios and other information. There is also a high demand for position control, which generally needs to be kept at 60% to 95%, and the ability to avoid the overall market decline risk is weak. The investment threshold in Public Offering of Fund is relatively low, generally starting from 65,438+0,000 yuan, and the minimum investment method can be 65,438+0,000 yuan. Good liquidity, and can be purchased and redeemed every trading day.

Private placement fund is a fund product that collects funds from specific investors, institutions or individuals in a non-public way and conducts investment and financial management according to the return negotiated between investors and managers. The scale of fundraising is relatively small, generally around 50 million-654.38 billion. There is a limit on the number of investors below 3 million, usually no more than 50, and there is no limit on the number of investors above 3 million. Comparatively speaking, private equity funds have lower requirements for information disclosure, do not need to disclose their portfolios, and have strong investment confidentiality. There is no requirement for position control. The investment team can judge independently according to the market situation, operate freely between 0%- 100% positions, and have strong resilience in avoiding the overall market downside risk. The investment threshold of private equity funds is relatively high, generally above 654.38+0 million. Liquidity is weak, usually there will be a closure period of 6 to 12 months, during which redemption is not allowed. After the closure period, you can only apply for redemption on the open day. Open days are once a month, once a quarter or even once every six months.

Summary:

If the amount of funds in your hand can't reach the requirement of 6,543.8+0,000, and the liquidity requirement is high, I suggest you choose Public Offering of Fund. At the same time, Public Offering of Fund has the advantages of full information disclosure and daily publication of net value, and you can also see the fund's heavy stocks and industry distribution in each quarter, which is convenient for you to make judgments on redemption.

The overall quality of private equity funds is higher than that of Public Offering of Fund. If the amount of funds in your hand is more than 6.5438+0 million, it will be a better choice to choose a private equity fund with long-term stable performance. If the amount of funds is large, you can allocate several private equity funds with different styles. Here's how to choose among different styles of funds.

The "trust asset management" supervised by banks and CSRC has a fixed annual income of 9%- 1 1%.

"Sunshine Private Equity", the bull market has begun. Zexi, Yunfeng Zhihe Dalang, He Judan Shuiquan Qingshuiyuan, the origin of Minsen Jushan, private placement, etc. , the floating income exceeds 20%

"New Third Board", China's Nasdaq, a new direction of wealth.