Generally speaking, brokers have the advantage. Most of the funds of brokers are four times the front-end purchase cost, and the specific fund insurance or customer service requirements of brokers. In terms of banks, except for low discount banks such as ccp, most other medium-sized commercial banks cut the front-end interest rate to 4%.

2. Different services:

Brokers are better because brokers can provide you with some information at special prices. Whether this information is really useful to you is debatable, but the bank will definitely not send you a text message or call you to ask for this information. But it is followed by advertising harassment.

Fund change is an important function, but whether to support fund change ultimately depends on the specific fund needs. Some funds may support it, while others may not.

3. From the perspective of securities:

All banks, securities companies and fund companies are the same official website. Because the fund's funds are not in the hands of funds or brokers, but under the custody of custodian banks, no matter who goes bankrupt, investors' funds cannot be obtained.

4. Overall:

Banks and securities are not the best way to buy funds. The best fund trading channel is the direct selling channel of fund companies in official website. Whether it is discount rate, fund conversion, various forms of fixed investment, quick redemption speed, real-time money fund account function, etc. They are more or less unavailable in other channels.