1, Skill 1: Fund conversion
Fund conversion means that investors convert their existing funds into another fund through the fund trading system, and platforms such as JD Finance and Tian Tian Fund support fund conversion.
If the investor has selected a new fund product and supports the conversion, he can directly transfer to the fund, just waiting for T+ 1 to confirm the fund share.
If you don't intend to continue investing but redeem the fund, you can also convert it into a money fund and then redeem it. For example, investors hold equity funds, and the normal redemption time exceeds T+3 days. If it is converted into a monetary fund and redeemed, at least 1 day transit time can be saved.
2. Tip 2: Choose a faster redemption channel.
Generally speaking, the redemption time of fund direct sales channel is faster than that of consignment channel. For example, the redemption time of stock funds and bond funds in the direct sales channel is generally T+3 days, and the bank channel usually needs one more day.
Although the third-party platform is also a consignment channel, many platforms have cooperation with fund companies, so there is little difference between the arrival time and the fund direct sales channel.
3. Tip 3: Avoid redeeming funds on holidays.
The time for fund redemption is calculated on working days, excluding weekends and legal holidays. For example, the redemption time of a fund is T+ 1. If the redemption application is submitted on Friday, the funds will not arrive until next week.
The above content about how to redeem the fund and get it to the account faster, I hope it will help everyone. Warm reminder, financial management is risky and investment needs to be cautious.