Compared with bank deposits, funds have higher returns and lower risks than stocks. Investors can buy a certain fund or make a fixed investment to increase their income.

2. stocks

It is a product with both stock returns and risks, but generally speaking, residents can get good returns by controlling their positions and making long-term investments, which is higher than the deposit interest rate of banks to some extent.

3. Time deposit

Certificate of deposit is also a kind of deposit product of banks, but compared with demand deposit, it will raise the deposit interest rate and get good returns.

4. The deposit in Yu 'ebao.

The funds deposited by investors in Yu 'ebao are generally used to buy some money funds, with low risk and stable income. At the same time, it is more convenient for investors' daily living expenses.