People suitable for investing in personal pensions include: Young people: They can take advantage of time and obtain long-term compound interest returns through a smaller investment amount to achieve a more substantial retirement fund.

Freelancers and self-employed people: They often do not have a pension plan provided by their employer and therefore need to plan and save for their own retirement.

Salary earners with stable income: People with fixed income can increase their retirement income through personal pension plans and reduce financial pressure after retirement.

People who are willing to retire early or live a better life: They can achieve these goals in advance by accumulating sufficient personal pensions.

It should be noted that personal pensions may not be suitable for everyone and need to be evaluated based on factors such as their own financial situation, financial knowledge and risk tolerance.