The handling fees for buying funds from banks are not cost-effective. There is no discount on the fee rate for buying funds from banks. Even if there is a discount, the discount is relatively high. If there is no discount for the fund subscription fee, it is generally 1.5%. For a transaction of 10,000 yuan, the handling fee is 150 yuan. Currently, there are many fund trading platforms. For example, Tiantian Fund, Alipay, WeChat, Ai Fund, JD Finance, etc. all have subscription fees at a 10% discount. Investors can compare the charging standards of each platform and choose a platform with low handling fees for transactions.