Established in 1 98465438+1October1. The head office is located at No.55 Fuxingmennei Street in Beijing, and it is also one of the four largest banks in China.
2. China Construction Bank
Established in June 1954 10 1.
3. Bank of China
19 12 was established on February 5th.
4. Agricultural Bank of China
Established in 195 1.
5. Postal Savings Bank
It was formally established on March 20, 2007. It is the fifth largest bank in China and a state-owned commercial bank established on the basis of the reform of postal savings management system.
6. Bank of Communications
Established in 1908 and headquartered in Shanghai, it is a state-owned commercial bank, one of the oldest banks in modern China and one of the note-issuing banks in modern China.
7. China CITIC Bank
CITIC Bank, a subsidiary of China International Trust and Investment Corporation (CITIC Company), was established in 1987. It is one of the earliest emerging commercial banks established in China after the reform and opening up.
8. Shenzhen Development Bank
1987 65438+On February 28th, SDB was announced.
9. Guangfa Bank
Guangfa Bank is a joint-stock commercial bank established with the approval of the central bank. It was established in September 1988.
10, Huaxia Bank
Huaxia Bank was born in Beijing, 1992.
1 1, China Merchants Bank
China Merchants Bank was established on April 8, 1987. It is the first joint-stock commercial bank in China headquartered in Shenzhen.
12, China everbright bank
China Everbright Bank was established in August 1992, and completed the shareholding system reform in August 1997 10, becoming the first national joint-stock commercial bank with state-owned shares and international financial organizations.
13, Industrial Bank
Industrial Bank was established in August, 1988. It is one of the first joint-stock commercial banks approved by the central bank.
14, Shanghai Pudong Development Bank
Shanghai Pudong Development Bank was established with the approval of the central bank on August 28th, 1992.
15, China Minsheng Bank
China Minsheng Bank was formally established in June 1996 65438+ 10/2.
16, China Development Bank
China Development Bank was established in 1994.
17, The Export-Import Bank of China
A state-owned policy bank with independent legal personality that supports China's foreign economic and trade, investment development and international economic cooperation.
Ping An Bank 18
The full name is Ping An Bank Company Limited.
Extended data:
Banks are one of the financial institutions. Banks are divided into central banks, policy banks, commercial banks, franchisees, investment banks and the World Bank, with different responsibilities.
The profit channels of banks include loans, bank insurance, sales of wealth management fund products, sales of financial equipment, consumption profit of financial intelligent terminal business, hedging business, bill business and so on.
The profit ratio of most domestic banks is: loan 30%, bank insurance 10%, wealth management fund product sales 10%, financial instrument sales 5%, financial intelligent terminal business consumption 30%, hedging business 5%, bill business 10% and so on.
The profit ratio of foreign banks is: loan 15%, bank insurance 15%, wealth management fund product sales 15%, financial instrument sales 10%, financial intelligent terminal business consumption profit 35%, hedging business 5%, bill business 5% and so on.
On February 24th, 20 16, the media reported that seven of the six listed banks in/kloc-0 had handed in their transcripts last year, and the general net profit continued to decline.
According to the performance report, in 20 15, the net profit attributable to shareholders of the parent company was 271610 million yuan, that is to say, seven banks earned 744 million yuan every day last year.
Although this figure is still outstanding in various industries, the continued decline in profit growth is still the future trend.
Compared with 20 14, the growth rate of net profit of seven banks has declined to varying degrees, the growth rate of net profit of six joint-stock banks has dropped to single digits, and the growth rate of net profit of China Merchants Bank, Industrial Bank, Huaxia Bank, China CITIC Bank and Shanghai Pudong Development Bank has dropped by more than half. The growth rate of CITIC Bank's net profit was the lowest, only 1. 15%. Only Nanjing Bank, as a city commercial bank, maintained a double-digit performance, reaching 24.86%.
As the absolute core of China's financial system, the banking industry has always maintained a healthy and stable operation. Undeniably, affected by the financial crisis and domestic economic restructuring, the domestic banking industry is facing a series of profound challenges that cannot be ignored. However, in the post-financial crisis era, China's banking industry is still facing an extremely complicated external operating environment.
Global economic integration and the uncertainty of economic and financial environment also make the risks faced by commercial banks present new characteristics such as complexity, suddenness, proliferation and rapid spread.
In terms of market competition, with the development of financial market and the continuous improvement of openness, the competition pattern, competition space and competitors faced by large banks have undergone and are continuing to undergo profound changes.