Hello, this depends on what you think First of all, you can surrender your insurance at will after five years. The minimum account value cannot be less than 2000, and everything else can be taken away. If you want to take this risk for financial management, I definitely advise you not to take it. After all, you can get it with monthly compound interest. The amount of compensation depends on the account value. Please call 95522 and ask the applicant himself.