If your income is expected to reach such a high level, bond funds generally can't meet your requirements, because in general, the year when the income of bond funds is relatively good is about twice that of banks, and in extreme cases it can be several times, but this is relatively rare, like the big bull market of bond funds of 20 12, but at 20 13, due to 20 12.

Because of the volatility of stock investment, the investment income of stock funds will definitely exceed your expected income when the market is good, but this is a rare case. Because the stock market is now in a low valuation position, it is estimated that you can achieve your expected return by investing for three to five years, but the risk is higher than that of various funds.

Generally speaking, hybrid funds give consideration to both bonds and stocks, and the income is generally between stocks and bond funds. The income should be barely reached within three to five years.