Will not go bankrupt. Alipay's Sanjin Fund is essentially a fund. When a general fund loses money to a certain extent, it will go bankrupt and liquidate. However, it is very unlikely that Alipay Gold will buy all the losses, because Alipay's gold fund is of medium risk. Although the risk is not big, it is not small, but it is unlikely that Alipay Gold will buy all the losses.