Not necessarily, the fund is a floating income product, and the fluctuation is uncertain. If the fund subsequently rises to the net cost of the investor, then the investor will return to the capital. If the fund does not subsequently rise to the investor's net cost, then the investor cannot return the capital. However, as long as the funds purchased by investors are of high quality, there is a greater probability of returning to the capital after the loss.

Whether a fund is a high-quality target can be judged from three aspects: historical performance, fund manager and maximum withdrawal. Generally speaking, for loss-making funds, investors can make up their positions to reduce costs. The lower the cost, the less risk investors take, and the greater the probability of returning capital or generating income in the future. Covering positions is usually not completed at one time, and investors can cover positions in batches.