When investors participate in the Hong Kong stock market, many people will choose to buy Hong Kong stock funds for investment. Hong Kong stock fund is a tool to invest in Hong Kong stock market. By purchasing fund shares, it can spread risks and realize long-term investment appreciation. However, when investors need to redeem Hong Kong stock funds, they are faced with an important question: When will the redemption be based on the net value?

First of all, we need to know how the net value of Hong Kong stock funds is calculated. The net value of Hong Kong stock fund is the balance of assets held by the fund minus liabilities at the daily closing, and then divided by the total share of the fund. Therefore, the daily net value is the actual value of the fund portfolio on that day. However, investors need to consider several factors to redeem the fund according to the net value of the day.

First of all, we need to consider the impact of market volatility on net worth. The Hong Kong stock market fluctuates greatly, and the net value will be different every day. If investors choose to redeem the fund at a time when the market fluctuates greatly, the redemption amount may be reduced because the net value may have been reduced. Therefore, it may be more beneficial for investors who pursue the maximization of income to choose a relatively stable time to redeem the fund.

Secondly, we need to consider the limit of fund redemption. Some Hong Kong stock funds stipulate the minimum amount of each redemption, that is, investors must redeem according to a certain share. If the investor's redemption share is lower than the minimum amount, the fund may not be redeemed. Therefore, investors need to choose the redemption opportunity according to their own investment amount and fund regulations.

Third, we need to consider the impact of changes in net worth on fund redemption. If investors choose a time with higher net worth to redeem the fund, they may get a higher redemption amount. However, changes in net worth may also bring risks. If the net value drops rapidly after redemption, investors may face the risk of loss. Therefore, for investors who pursue stable income, it may be more appropriate to choose a relatively stable time to redeem the fund.

To sum up, the redemption date of Hong Kong stock funds is a problem that needs to be considered comprehensively. Investors need to consider the impact of market fluctuations, fund redemption restrictions and changes in net worth on returns. For investors who pursue maximum returns, it may be more appropriate to redeem the fund when the market is relatively stable and the net worth is high. However, for investors who pursue stable income, it may be more appropriate to choose a relatively stable time to redeem the fund. Therefore, when each investor redeems the Hong Kong stock fund, he should decide when to redeem it according to his investment strategy and demand.